Independent Mortgage Broking. 40+ Australian Lenders. Zero Broker Fees.

A single bank can only offer you their own proprietary loan products and interest rates. Taxnet has access to a panel of over 40 major Australian banks and non-bank lenders (including CBA, ANZ, NAB, Westpac, Macquarie, ING, and Bankwest). We compare thousands of products, negotiate discounted discretionary rates, handle all lender paperwork, and ensure your borrowing structure aligns with your overall tax and wealth strategy.

Our residential mortgage broking services are completely free ($0) to you. The lender pays our practice an industry-standard commission after your loan settles. You receive independent, unbiased credit advice, maximum borrowing power calculations, and full application management without paying a broker fee.

For business owners, self-employed contractors, trust beneficiaries, and property investors, traditional lenders often struggle to interpret company financial statements, add-backs, and depreciation. Because Taxnet is a qualified CPA public practice, we prepare verified lender-ready credit memorandums that commercial credit underwriters understand, avoiding common self-employed loan rejections.

Depending on the chosen lender, pre-approval turnaround typically takes between 2 to 5 business days once your complete documentation is submitted. For urgent auction deadlines, we fast-track applications through priority broker assessment channels.

While a traditional 20% deposit avoids Lenders Mortgage Insurance (LMI), eligible first-home buyers can purchase with as little as a 5% deposit through the federal First Home Guarantee Scheme without paying any LMI. Investors and next-home buyers can also utilize existing home equity as a deposit without dipping into cash reserves.